I thought I knew something about money. I remember when I was little my dad took me and my first $100.00 worth of allowance money and opened myself a savings account. I still have that account today. What I didn’t know that a Savings Account does not have the same benefit as a Checking Account. Also, when you have a credit card sometimes you get Rewards points that you didn’t even know you were accumulating. For everyone who doesn’t have time for the technical stuff, I am going to try and make it as simple as possible (to the best of my ability).